There's no doubt about it, everyone is cutting back on excess spending. More than 46 percent of lilsugar readers say they or their spouse have been laid off, forcing us all to reconsider where we put our paychecks. If you are starting a family you're probably worried about what you should and shouldn't splurge on, but families with one or more young children often have the toughest battle: how to cut back on the little expenses that add up big time. Here are some suggestions for near effortless ways to reduce your family's budget and be mindful of everyday costs.